WASHINGTON, – As part of National Homeownership Month, U.S. Department of Agriculture (USDA) Secretary Tom Vilsack today announced USDA is celebrating 75 years of helping millions of people buy, repair and build affordable homes in rural and Tribal communities.

“For decades, USDA has served as a safety net for hardworking Americans who dream of owning a home but face challenges to doing so,” Secretary Vilsack said. “Now more than ever, people across the nation need access to safe, decent and affordable housing, especially in rural and Tribal communities. The Biden-Harris Administration remains committed to ensuring all Americans have affordable places to live. Therefore, USDA is redoubling its efforts to equip potential homebuyers with resources and information they need to be ready to take full advantage of our critical programs as funding is available.”

This month, the Department is highlighting the ways USDA Rural Development homeownership programs have historically given people in rural America and on Tribal lands the opportunity to build wealth and equity, and a foundation for a brighter future for themselves and their families:

The Biden-Harris Administration has invested more than $43 billion to help nearly 266,000 families and individuals in rural and Tribal communities buy, repair and build homes through Rural Development’s Single-Family Housing programs.

USDA is also highlighting resources to help potential homebuyers prepare for buying a home and to be ready to apply for USDA programs once funding becomes available.

For instance, individuals can learn more about homeownership readiness through the Consumer Financial Protection Bureau’s Home Loan Toolkit. Individuals may also review program eligibility requirements through USDA’s Single Family Housing Self-Assessment site.

USDA Homeownership Programs

For 75 years, USDA has made financing affordable for families who would otherwise be unable to secure a home loan. By providing low interest rates, loan guarantees, reduced down payments and construction grants, Rural Development’s Single Family Housing Programs have become a vital resource for millions of rural Americans.

These programs include:

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